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Key Questions
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The Cost of Selling
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Pedal Pusher
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I am pleased to present you with the latest issue of Life@Home. Delivered to home buyers, sellers and owners on a monthly basis, this electronic newsletter is designed to give you the real estate information that is important to you. In each issue, you will find practical tips and articles related to buying, selling or owning a home, as well as the latest news on real estate trends. I hope that you enjoy this issue of Life@Home. If I can be of any assistance, please do not hesitate to contact me.
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Our listings are updated daily
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Key Questions
Buying a newly constructed home comes with some advantages. The chance to work directly with the builder to influence the design and final outcome is one benefit. Another is the newer and more energy efficient amenities installed in a new home. Everything from the windows to the dishwasher will be new.
But when you opt for new construction, there are certain questions you or your buyer's agent should ask.
1. What is the reputation of the builder? Begin by asking around in a neighborhood the builder or developer has already completed. Ask about their ability to meet deadlines, the quality of construction and their receptiveness to complaints or problems. Also, check the Better Business Bureau for complaints and court records for any lawsuits.
2. What is the quality of construction? Research what materials will be used in the home and find out whether they are low, middle, or high quality. If you have a friend or family member with expertise in this area, ask them to weigh in on the materials and workmanship.
3. What are your upgrade options? Carefully review what the contract requires the builder to install and scrutinize the cost for upgrades. If you are making numerous upgrades you can quickly go beyond the limits of your budget.
4. How much will the taxes be? A developer will often estimate how much the completed home will be assessed for to determine a round-about tax figure. It is also a good idea to contact the local tax office and make your own inquiry. You may be able to find out the tax assessment of a comparable development which will give you a better idea of the actual bill you might be receiving.
Remember, no question is a dumb question when it comes to purchasing real estate. The ability to ask the right questions and get the correct answers is key to finding the builder, home and community that is right for you.
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The Cost of Selling
You might not expect it, but in a real estate transaction it is not just the buyer who needs to be concerned about finances. Sellers incur costs too. Here is a look at some of the things you can expect to pay for when selling a property. 
You will probably need to spend money to make money. In other words, you will need to invest in the home up front to make it as appealing as possible. Depending on the condition of your home this could be minimal - think new interior paint and a professional rug cleaning, or more significant - like new kitchen countertops, flooring or bathroom tiling. Remember, these improvements are designed to help you achieve the highest selling price possible.
If you work with a REALTOR®, you will also pay a commission to your real estate professional (the seller's agent) and the real estate professional who represents the buyer (the buyer's agent). This commission rate is established by your market.
Finally, there are closing costs. This term refers to the many fees associated with the paperwork of selling. Some examples include the cost for a property survey, taxes, title insurance, attorney's fees, and the cost for the home inspection. Depending on where you live, there can be close to two dozen items listed under the category of closing costs. Consult with your real estate agent about what you can expect to pay.
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Pedal Pusher
 One of the joys of gardening is the opportunity to experiment with color, texture and design. This spring, try some new plants. Inquire at your local nursery about flowers, plants and ground cover that might do well in your type of soil, sunlight and conditions. You may even discover a new favorite!
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